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what is minimum wage for a 16 year old

What Is Minimum Wage for a 16 Year Old in 2026? Rates and Take-Home Pay

Find out what is minimum wage for a 16 year old from April 2026. The rate is £8.00 per hour. Learn how tax, NI and hours affect take-home pay.

Pay snapshot: From April 2026, the National Minimum Wage for a 16 year old (and 17 year olds) is £8.00 per hour; take-home pay depends on hours worked and whether earnings exceed tax and NI thresholds.

Minimum wage annualised (37.5 hrs)

£ / year

  • National Living Wage (21+)£24,785
  • 18 to 20£21,158
  • Under 18£15,600
  • Apprentice£15,600

What Is Minimum Wage for a 16 Year Old in 2026?

If you're a 16-year-old worker, a parent, or an employer, you need to know the legal minimum hourly rate. From April 2026, the answer to what is minimum wage for a 16 year old is £8.00 per hour. This rate applies to all 16 and 17 year olds who are not apprentices. It represents a 6% increase on the previous rate, as confirmed by GOV.UK National Minimum Wage rates.

National Minimum Wage Rates for Under-18s

The government sets separate minimum wage rates by age group. For the 2026/27 tax year:

  • 16-17 year olds: £8.00 per hour
  • 18-20 year olds: £10.85 per hour
  • 21 and over (National Living Wage): £12.71 per hour
  • Apprentices (under 19 or in first year): £8.00 per hour

These rates apply across England, Wales, Scotland and Northern Ireland. The Labour Relations Agency also publishes the same figures for Northern Ireland. The 16-17 rate is the lowest, reflecting that younger workers often have fewer living costs and may be in education or training.

Take-Home Pay for a 16-Year-Old on Minimum Wage

Gross pay is only part of the story. What actually reaches your bank account depends on Income Tax, National Insurance, and any other deductions. For a 16 year old, the key thresholds are:

  • Income Tax Personal Allowance: £12,570 per year – no tax on earnings below this.
  • National Insurance primary threshold: £12,570 per year – no employee NI below this.

Because many 16 year olds work part-time around school or college, their annual earnings often stay under these limits. For example:

  • 15 hours per week: 15 × 52 × £8.00 = £6,240 gross. No tax, no NI. Take-home = £6,240.
  • 20 hours per week: 20 × 52 × £8.00 = £8,320 gross. Still below thresholds. Take-home = £8,320.
  • 30 hours per week: 30 × 52 × £8.00 = £12,480 gross. Just under the personal allowance, so still no tax or NI. Take-home = £12,480.

If a 16 year old works full-time (say 37.5 hours per week), annual gross becomes £15,600. This exceeds the personal allowance by £3,030. Income Tax at 20% on that excess is £606. National Insurance at 8% on earnings above £12,570 (also £3,030) is £242.40. Total deductions: about £848. Take-home pay would be roughly £14,752 per year, or about £1,229 per month.

These calculations assume no pension contributions (uncommon at 16) and no student loan (very unlikely). Actual take-home may vary with tax code or if the worker is in Scotland.

Scottish Income Tax for 16-Year-Olds

Scotland uses different Income Tax bands. For 2026/27, the starter rate of 19% applies to earnings between £12,571 and £16,537. However, because the personal allowance is the same (£12,570), a 16 year old earning below that still pays no Scottish Income Tax. Only if earnings exceed £12,570 would the starter rate apply instead of the 20% basic rate used in the rest of the UK. For most part-time 16 year olds, this makes no difference.

Seniority and Regional Differences

For a 16 year old, seniority is not a factor – the minimum wage is age-based, not experience-based. However, some employers may pay above the minimum, especially in sectors with labour shortages. Regional differences in living costs rarely affect the legal minimum, but take-home pay can vary if the worker lives in Scotland due to the different tax bands. The After Tax Salary take-home calculator can help you work out exact figures for your situation.

Why Knowing the Minimum Wage Matters

Understanding what is minimum wage for a 16 year old helps you check you're being paid correctly. Employers must pay at least the legal minimum; if you suspect underpayment, you can report it to HMRC. The rate is reviewed annually and usually increases each April. For more context on how salaries compare across ages and regions, browse our salary articles.

Summary

  • The minimum wage for a 16 year old from April 2026 is £8.00 per hour.
  • Part-time workers often earn below tax and NI thresholds, so take-home equals gross.
  • Full-time workers (37.5 hours) would pay some tax and NI, taking home about £14,750 per year.
  • Scottish tax bands only affect earnings above £12,570.
  • Always check your payslip and official GOV.UK guidance for the latest rates.

Frequently asked questions

What is the minimum wage for a 16 year old in 2026?

From April 2026, the National Minimum Wage for 16 and 17 year olds is £8.00 per hour. This is a 6% increase on the previous rate. Apprentices aged 16 who are under 19 or in their first year are also entitled to £8.00 per hour. These rates are set by the government and apply across the UK.

Do 16 year olds pay Income Tax and National Insurance on minimum wage?

It depends on total annual earnings. The standard Personal Allowance for Income Tax is £12,570, and the National Insurance primary threshold is also £12,570 for 2026/27. Many 16 year olds work part-time while studying, earning well below these thresholds, so they pay no Income Tax and no employee National Insurance. If a 16 year old works enough hours to exceed £12,570 (e.g., full-time at 37.5 hours per week would give £15,600 gross), then they would pay 20% tax on the excess and 8% NI on earnings above £12,570.

How much take-home pay can a 16 year old expect on minimum wage?

Take-home pay depends on hours. For example, working 15 hours per week at £8.00 gives about £6,240 gross per year – all of which is take-home because it's below tax and NI thresholds. Working 30 hours per week gives about £12,480 gross, still just under the thresholds, so take-home is the full amount. Working 37.5 hours per week gives £15,600 gross; after tax (20% on £3,030) and NI (8% on £3,030) the take-home is roughly £14,700 per year, or about £1,225 per month. These figures assume no other deductions like pension or student loan.